Licences & Jurisdictions

I am licensed as a life and health insurance agent in Ontario. Agent’s Licence No: 4082044

 

I am also licensed/registered in the following fields:

Life Insurance, Whole Life, Critical Illness, Disability, Travel Insurance, Group Benefits, Segregated Funds Investments (RRSP’s, TFSA, Non-Registered Funds)

 

I have agent contracts through my managing general agency, Carte Risk Management (Carte Financial Group) with:

• Manulife Financial

• Beneva

• Canada Life

• Industrial Alliance

• Empire Life

• Equitable Life

• BMO

• RBC

• Allianz

• Assomption

• Canada Protection Plan

 

Relationship with Company(ies) I Represent

As an Independent Financial Advisor, no insurer holds an ownership interest in me, nor do I hold a significant interest in any insurance company.

 

Compensation

I am compensated by a sales commission on policies and plans I sell.  Commissions are paid by the company that provides the product you purchased. If my sales reach a certain level, I may be eligible for additional compensation, such as bonuses.

 

No Conflict of Interest

I take the potential of a conflict of interest seriously. I confirm that I have no conflict of interest. If I become aware of a potential conflict, I will inform you.  I confirm that my recommendations will be based on my assessment of your needs.

 

More Information

If you need more information about my qualifications or my business relationships, contact me. I would be happy to discuss further.

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